Savings

Imagine the possibilities when you start saving with us.

Our members save for:

  • Dream holidays

  • Christmas celebrations

  • Special milestones like birthdays, weddings, anniversaries and gala days

  • Learning to drive

Credit Unions prioritise the financial well-being of their members. By encouraging saving, they help members build a stronger financial foundation and achieve their goals.
When members accrue their savings they can borrow from the credit union at lower interest rates compared to expensive online lenders and can save hundreds of pounds in interest.

Being a member of West Lothian Savings & Loans can really make a positive difference in the lives of its member over time.

Why save with us


West Lothian Savings &L encourage members to save for several reasons

  • Savings provide a safety net for unexpected expenses like car repairs, or job loss

  • Saving can help members achieve significant financial goals, such as buying a home, starting a business, or funding retirement

  • Each Credit Union declares a dividend at the end of the financial year.

  • Credit unions often require members to have a savings account before approving loans. This helps ensure that members can afford and repay their loans.

How to save

Start small, save regularly, and watch your dreams grow.

Our friendly team is here to help with saving tools and tips to get you started.

Payroll Deduction

Save direct form you PAYE. From one of our payroll Partners WL Council and Response Building Maintenance service. If you think Payroll Deduction would be a benefit to you and your fellow workers speak to a member of staff.

Standing Order

This feature allows you to automatically transfer a set amount of money from your current account to Credit Union savings on a regular basis.

Deposit in person

We’re always happy to see you!

Want to discuss your account in person?

Our team is available to meet with you during our regular business hours.

Mobile App

Mobile banking apps are incredibly convenient for managing your finances on the go.

Our App is not available on Apple or Google, only available directly from us.

Contact us about saving today

Even the smallest contribution can make a difference.

Start saving from just £1